Yesterday at 11pm EST, Bitcoin broke the $ 100,000 price ceiling! Incredible! The world is celebrating and going nutzo!
It started yesterday when, for the first time, the US Federal Reserve Chairman Powell said “Bitcoin is NOT a competitor to the US Dollar, it’s a competitor to gold.” And within hours, Bitcoin was on its way to breaking the once unthinkable $ 100,000 price point.
Now what? Well, for the average Joe, is it too late to invest?
The short answer is NO! But hear me out first.
If one is a long-term investor, it’s not too late. In fact, it’s still early. Only 3% of humanity owns Bitcoin. The challenge is most people are NOT investors. They buy and if it drops a bit, they panic, sell, and then claim the investment sucks! Gambling is NOT the way to build wealth. Investing in quality assets long-term over time is the path to building wealth!
But Fear Of Missing Out (FOMO) is a very strong emotion and can drive people to make investing mistakes. It makes them feel left behind. But you have to stay the course on your investment strategies. You cannot be shaken out of your plan by greed. Nevertheless, it is clear the putting Bitcoin in as part of one’s portfolio is a solid strategy
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Here, consider this chart I just created putting Bitcoin against the US Dollar and Gold
As you can see Bitcoin far outpaces Gold and the US Dollar as long-term stores of value. So yeah, buy Bitcoin. But just make sure you dollar cost average in and buy over time. Do NOT panic with the ups and downs. Instead, stay within your risk tolerance, and, over time, you will have the winning hand
Now, let’s be clear here, Bitcoin’s surge to six figures signifies increased institutional adoption, regulatory clarity, and heightened investor confidence. With companies like BlackRock launching Bitcoin ETFs and significant market players accumulating holdings, the digital asset is now considered a mainstream financial instrument.
Things are moving fast. Global Bitcoin leading influencer Michael Saylor, Chairman of MicroStrategy (MSTR), this past week, spoke to the Board of Directors at Microsoft who is holding billions in US Dollar cash on its balance sheet. He is told them losing purchasing power by investing in US Dollars is not the right path forward, that they need to switch over to Bitcoin and win the next techno wave or face becoming the next KODAK or POLAROID. If Microsoft gets in the game, it will be another game changer launching Bitcoin to $ 1,000,000 (10x)
Right now, many Institutional investors are starting to see Bitcoin as digital gold, positioning it as a hedge against inflation. Tech Developments in blockchain and tokenization promise broader use cases for cryptocurrencies. And with supply scarcity (cap of 21 million Bitcoin), limited supply will push prices higher over time.
The biggies are playing! But what are the risks to the average Joe?
Well, if Average Joe is trying to make a quick buck, forget it! He already lost! Average Joe cannot afford to panic when things go up and down. Average Joe needs to change his mindset and go long-term.
Key Takeaway
Investing in Bitcoin now depends on your risk tolerance, financial goals, and belief in its long-term value. For 2025, diversifying investments or exploring dollar-cost averaging may be prudent strategies. As always, consult a financial advisor before committing to significant investments.
Bitcoin’s journey to $100,000 is a testament to its resilience, and to me, it still offers a big upside opportunity over the long term.
Invest in what you know! If you like Bitcoin, learn more and more about it. That way, when you eventually get into the game, you’ll know how to play it so you can win your future.
Charles Bivona Jr aka “Coach JP Money”, is the founder of Coach JP Money. He is a seasoned expert in financial coaching and wealth-building. A multifaceted visionary, Charles is also a writer, global citizen, eco-activist, musician, artist, entertainer, entrepreneur, investor, life coach, and syndicated columnist.
Charles’ journey began with a solid education in accounting, finance, and business at the University of Nevada, Las Vegas, and California State University, Fullerton. At just 17, he made his first real estate investment with no money down, igniting a lifelong passion for financial independence. By 1998, he had achieved debt-free status and has been building wealth ever since.
As an entrepreneur, Charles owned and operated five national newspapers in the U.S. before transitioning to digital media. He founded and managed influential online platforms, including HireVeterans.com (2004–2020) and VT Foreign Policy (2004–2023).
A proud expat since the late 1990s, Charles resides in Baja, Mexico, with his wife whom he married in 1985. Together, they have three adult children and seven grandchildren. Their eco-conscious home, built with sustainable super-adobe techniques, is now a luxury retreat known as Hacienda Eco-Domes.
Under his music alias Johnny Punish, a name coined during his days fronting the underground punk band Twisted Nixon, he continues to inspire through his art and advocacy through his newest musical adventure; Punish Studios.
Today, as “Coach JP Money” Charles dedicates his life to helping others achieve financial mastery and personal success, sharing decades of experience and wisdom through his coaching, writing, and creative endeavors.
Read the full bio at PunishStudios.com >>>
